To be able to use Bizum you should have a mobile cell phone number, and also a bank account by using a Spanish IBAN at on the list of banks that currently present Bizum.
If the receiver is just not registered, Bizum will ship them a text message informing them that someone wishes to ship them dollars and telling them to go to their financial institution to obtain the money.
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They make use of the phone number to be a proxy to transfer revenue quickly involving bank accounts. If I'll send out a Bizum from my BBVA account to my friend's account in Santander, BBVA asks Bizum to translate my Good friend's phone number to his bank account quantity, and it sends him the moment transfer.
Si has enviado un Bizum a una persona que no está dada de alta en el servicio, puedes cancelar el envío.
Las entidades bancarias no cobran por el uso del servicio, pero sí que se necesita una cuenta corriente activa en alguno de los bancos que operan con Bizum.
Bizum can be a services to mail funds right away involving financial institution accounts. It's at the moment used by 8 million individuals, by far the most utilised company of this kind in Europe. It is just a shocking good results. This post explains its origin, The explanation for its good results, how they work in solution, and its future issues. Bizum is a support to send out dollars immediately involving financial institution accounts.
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Financial institution's intention with Bizum has constantly been to cover all payment use situations. The 1st idea four years in the past was to launch with anything: payment involving persons, e-commerce, and physical payment.
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Simplifying, Bizum is a databases of IBAN Cellular phone figures with an authentication System. Financial read more institutions tend to be the clientele of Bizum, and they're the ones that offer Bizum company for their buyers, to all of us.
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To employ Bizum being a payment system, the store should be registered about the payment method via a 3rd-get together platform like Monei or Paycomet.Some banks also provide answers for businesses by their particular apps, wherever a QR code is created for buyers for making their purchases.
With Bizum you may send out, request and acquire payments from the cellphone in a quick, quick and completely protected way. You need not know the recipient's account variety - it is possible to just use their contact number.